Welcome to Empire Life!

Empire Life (“we”, “our” or “us”) developed this website to make it easy for you to purchase services, products, and have access to a full service tech company. We understand that privacy is important to our online visitors and registered users. We respect your privacy and will take responsible steps to protect your information. All services have no refunds. All projects started have no refunds. All contracts auto-renew with the same contract for the next month unless fully canceled with a 30 day notice of cancellation. Failure to respond clearly to email about contract renewal within 30-days of contract expiring results in a $400usd late notice fee, any transaction fees occured, any and all service hours fees responsible to be paid through clients' account.

I. What does this Policy apply to?

This Policy applies to the allisonramsey.co website, including all sub-pages and successor pages (collectively referred to as the “Website”), and also applies to all software and services that we offer.

This Policy does not apply to any website, product or service of any third-party company even if the website links to (or is linked from) our Website. Empire Life does not operate or control those websites, products or services. Please always review the policies of any company before deciding whether to provide any information.

This Policy does not apply to any website, product or service of any third-party company even if the website links to (or is linked from) our Website. Empire Life does not operate or control those websites, products or services. Please always review the privacy policies of any company before deciding whether to provide any information.

By using our Website or Services, you are accepting the practices described in this Policy. If you do not agree with this Policy, delete all cookies from your browser cache after visiting our Website and do not visit or use our Website or Services. Your continued use of our Website or Services signifies your acceptance of this Policy.

II. Information Collection and Use

Broadly speaking, we collect information in three ways: (1) when we obtain verification information about you or your company through trusted third parties (e.g. banks, credit bureaus), and (2) when you provide it directly to us, (3) passively through technology such as “cookies”. The types of information that we collect and our use of that information will depend on whether you are a Website Visitor, Checkout User, or Account User.

- Personal Information

The term “Personal Information”, as used in this Policy, refers to any information that can be used to identify a specific person, or any anonymous information (for example, IP Address) that is linked to a specific person. Personal information does not include information that has been aggregated or made anonymous such that it can no longer be reasonably associated with a specific person.

- Cookies and Web Server Logs

Similar to many commercial websites, we utilize “cookies” and other technologies to collect non-personally-identifiable information from our Website. “Cookies” are a feature of web browser software that allows web servers to recognize the computer used to access a website. We use cookie data to measure web traffic and usage activity on our Website for purposes of improving and enhancing the functionality of our Website, to look for possible fraudulent activity, and to better understand the sources of traffic and transactions on our website. Cookies store information accessed through your browser to streamline activities on related web sites, and make the online experience easier and more personalized. Information gathered through cookies and web-server log files may include information such as the date and time of visits, IP addresses, the pages viewed, links to/from any page, and time spent browsing the site. Cookies also allow our servers to remember your account information for future visits and to provide personalized and streamlined information across related pages on our Website. Log files are used to monitor, analyze, measure, improve, and troubleshoot our Services. You can choose to disable cookies for our Website but this can limit your ability to use our Website and Services.

The information we provide may include the time and date of your visit to our website, pages viewed, links clicked and other non-personally identifying information. Those advertising networks may recognize the web beacon or cookie associated with your visit to our Website when you visit other websites on which they serve advertising, and they may make decisions about the advertisements you see based on it. We may choose to work with Doubleclick, Google AdWords, AdRoll or others. Each one of these companies has their own privacy policy, we advise you to review them also. For more information about tracking and advertising online, you can visit the Network Advertising Initiative.

- Website Visitors

To simply browse on our Website, you are not required to provide any Personal Information. Although, we may gather non-personally-identifiable information, as described above, solely for the purposes of monitoring and improving our Website and Services. We will not share this information with third parties except as a necessary part of providing our Website and Services, nor will we use it to target any advertisements to you.

- Checkout Users

When you use our Stripe Checkout system on the Empire Life website it will store your payment credentials. We will gather and store your payment card information, your email address, your mobile phone number, and billing and shipping address. We will not share this information with other third parties except as a necessary part of providing our Website.

- Account Users

To gain full access to our Website and Services, you must register for a Empire Life account. When you register for an account, we collect Personal Information when you voluntarily provide it to us, such as the following: Your name, location, email address, phone number, and account password, to set up your account.

With your consent, we may also collect additional Personal Information in other ways including emails, and other forms of communication. Once you begin using the your Empire Life account, we will keep records of your transactions and collect information of your other activities related to our Services. The foregoing Personal Information will be shared and disclosed as described below in Section III.

- Children's Online Privacy Protection Act

Our Website is directed to the general public. We do not knowingly collect information from children under 13 years of age or have any reasonable grounds for believing that children under the age of 13 are accessing our Website or purchasing from our site. If we learn that we have inadvertently collected Personal Information from a child under age 13, we will delete that information as quickly as possible. If you believe that we might have any information from a child under age 13, please contact us.

III. Sharing and Disclosure of Information

Empire Life does not rent or sell your Personal Information to third parties or marketers. We may share your Personal Information with trusted third parties who are integral to the operation of our Website, including but not limited to payment processors, financial institutions, verification services and credit bureaus, as well as any third parties that you have directly authorized to receive your Personal Information. We may store your Personal Information in locations outside the direct control of Empire Life. For example, on servers or databases co-located with hosting providers.

We may disclose your Personal Information to law enforcement, government officials, or other third parties if: (i) we are compelled to do so by subpoena, court order or other legal process, (ii) we must do so to comply with laws, statutes, rules or regulations, including credit card rules, (iii) we believe in good faith that the disclosure is necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of our Terms of Service.

We will only disclose your Personal Information in response to such a request if we believe in good faith that doing so is necessary to comply with applicable law or a legal obligation to which we are bound. If we receive such a request, we will use reasonable efforts to give you prompt notice, so you can contest it if you choose. We won’t provide you such notice if we determine in good faith that either (a) we are not permitted to provide it under applicable law, or (b) that doing so would result in an imminent risk of death, serious physical injury or significant property loss or damage to Empire Life or a third party.

In addition, in the event of a merger, reorganization, acquisition, bankruptcy, or other similar events, any information in our possession may be transferred to our successor or assign.

IV. Protection of Information

Although no data transmission can be 100% secure and guaranteed, we take reasonable steps to protect all Personal Information. Empire Life maintains strict technical, administrative, and physical procedures to protect information stored in our servers, which are located in the United States. Access to information is limited (through user email/password credentials and SSL). We use industry-standard Secure Socket Layer (SSL) encryption technology to safeguard the account registration process and sign-up information.

V. Choice and Data Retention

We are required to collect certain Personal Information to confirm your identity and comply with our obligations. If you elect to not provide Personal Information in optional fields it may limit your ability to fully use our Website and create a successful account. You can update your account information by signing on to into your Empire Life account. We may occasionally email you with information about offers, new items, or promo codes. You can choose to ‘opt out’ of these email communications by replying with unsubscribe in the subject line. However, you will continue to receive certain email communications related to your account including information regarding transactions and your relationship with Empire Life.

If you wish to ‘opt out’ of having cookies set on your browser follow instruction in Section II. Note that by disabling cookies on your browser prevents Empire Life from tracking your activities in relation to our Website. This can also disable many of the features available through our Website. Therefore, we recommend that you leave cookies enabled.

Empire Life has a variety of obligations to retain the data that you provide us, both to ensure that transactions can be appropriately processed, refunded, settled to identify fraud, and also to comply with laws applicable to us and to our credit card processors. Accordingly, even if you close your Empire Life account we will retain certain information as necessary to meet our obligations.

VI. Changes and Notifications

We reserve the right, in our absolute and sole discretion, to make changes to this Policy. Please review this Policy to check for updates, we will update the date if any changes have been made. If any changes are material and/or retroactive, when you use the website, the updated changes will be valid.

Empire Life will provide you with disclosures regarding this Policy by posting them on our Website, and updating the effective date within the Policy. You agree that electronic disclosures and notices have the same meaning and effect as if we had provided you with a paper copy.

VII. Contact Us

If you have any questions or suggestions about this Policy or any of our privacy-related policy practices, please contact us.